Alternative Loans

Alternative loans are private loans (available through various lenders) to assist with the cost of education. These loans are not guaranteed student loans and are generally based on income and credit history. Most students will be required to have a cosigner. Individuals may only apply for up to the cost of attendance minus any financial aid received.

FLCC does not recommend or prefer any one private alternative loan product. Please carefully review and compare the borrower benefits, loan fees, interest rates, and repayment terms. This information should be available on the web sites of the lenders.

View Student Loan Practices Code of Conduct

*Student borrowing and indebtedness are very serious considerations and we want to do all we can to help students make informed choices that will allow them to fund their education.

FLCC promotes responsible borrowing. We encourage students to only borrow what they need. Borrowers must replay all loans or face serious consequences.